Pick the plan that fits how you invest
Every plan runs the same engine, on today’s prime rate and the SARS transfer duty scale. Month to month — cancel any time. Prices include VAT.
Free
Check whether a deal works.
- Deal analysisT-rating, monthly cashflow for five years, and the real cash you need at signing. Free: 3 properties a month (1 without an account).
- The verdict in plain wordsWhat you top up each month, for how long, and what would make the deal work.
- What can I afford?Start from the cash you have and your income — see the price you can buy at.
- Pay off your bond fasterHow much sooner your bond is paid off, and the interest you save, by paying a little extra.
- Bond assessment through GoFundComing soonAsk GoFund, a bond originator, to assess your bond with the banks from inside IQprop — no fee to you. A request, not an approval: only a lender approves.
Investor
RecommendedDecide what to offer, and keep a record.
About R3 a day. It pays for itself on one negotiation.
Everything in Free, plus
- Unlimited deal analysesAnalyse every property you look at, as often as you like — no monthly limit.
- Offer calculator for Property24 & Private Property listingsThe most you can pay for T0 to T4, and your walk-away price, for a listing you found.
- Offer sheet for the agentA one-page PDF with your price, deposit, bond and conditions, ready to send.
- Rent check against similar homesEnter the rents of comparable homes and see whether your rent assumption holds.
- Three-lever sandboxMove the offer, deposit and rate, and watch the answer change as you go.
- Saved analysesKeep every deal exactly as it was calculated, at the rate on the day.
- PDF reportsDownload any saved analysis to share with your bond originator or partner.
- Share a deal by linkSend the numbers to a partner or bond originator — they open the same analysis, no account needed.
- Cashflow after taxWhat the deal costs or pays you each month once tax on the rental is counted, for the entity that owns it.
- Total returnWhat you would own after five years — growth and bond paid down — against the cash you put in.
- Entity tax comparisonPersonal name, company or trust — what each costs you in tax.
- Buy deals and options listed by buying agentsComing soonCashflow-positive deals that buying agents have secured, with IQprop’s own analysis beside their figures. Make an offer, or buy at the asking price.
- Quotes from verified vendorsAsk verified insurers, rental agents, accountants and others to quote on a property — the details are filled in from your analysis. Compare quotes side by side.
- Bond document vaultComing soonUpload your bond documents once, get told when they go out of date, and share them with GoFund in one tick — for a faster bond approval.
Portfolio
Run several properties across entities.
Everything in Investor, plus
- Portfolio dashboardEvery property you own in one place, repriced at today’s prime.
- Ownership structureWho owns what — you, your companies and trusts — and the sureties between them.
- Borrowing headroom per entityWhat each entity could still apply for, and which one to buy the next property in.
Why Investor pays for itself
Negotiate with a number
Know the most you can pay for each T-rating before you speak to the agent. Just 1% off a R1 500 000 property is R15 000 — more than 12 years of Investor.
Walk away from the wrong deal
A property that needs R2 000 a month from your pocket costs R24 000 a year. The walk-away price tells you where that line is — before you sign.
Offer like a serious buyer
An offer sheet for the agent in one click, with your price and conditions — never your walk-away price.
Month to month, no contract. Cancel any time from your billing page — you keep access until the end of the month you paid for.
For property professionals
Subscriptions for buying agents and vendors
Separate subscriptions for people who work with property investors. They do not include the investor plans above, and an investor plan is not needed to hold one.
Buying agent
Opening soonSell deals you have secured to IQprop investors.
plus a 10% platform service fee, only when a deal sells.
- List cashflow-positive deals with your figures and photos
- IQprop’s own analysis shown beside yours
- Investors make offers that last 48 hours
- Paid through IQprop; your share goes to your bank account
For agents with their own Fidelity Fund Certificate, or in the BlackBarn Properties programme. Listing and buying deals opens soon.
Learn moreVendor — individual
Opening soonFor an individual supplier quoting investors.
- Requests for quotes from investors in your categories and areas
- The property details filled in from the investor’s analysis
- Listed in the verified vendor directory
Insurers, rental agents, accountants, conveyancers, inspectors, contractors and compliance certificates. Checked by IQprop before you can subscribe.
Learn moreVendor — firm
Opening soonFor a firm or agency quoting investors.
- Requests for quotes from investors in your categories and areas
- The property details filled in from the investor’s analysis
- A Preferred vendor spot — shown first, and beside investors’ analyses, always marked Sponsored
- Your firm’s logo in the directory
Insurers, rental agents, accountants, conveyancers, inspectors, contractors and compliance certificates. Checked by IQprop before you can subscribe.
Learn moreWhat is a buying agent?
A buying agent finds cashflow-positive properties for investors — often before they reach the open market — and secures each one with an option to buy. It is not common in South Africa yet, so in plain words:
- An option
- is the seller’s written promise to sell to the holder at an agreed price, if the holder chooses to buy before a set date.
- A cession
- is how the agent hands that right over to you, so you can exercise the option yourself.
What it costs the agent: R250 a month, plus a 10% platform service fee only when a deal sells. Who can do it: agents with their own Fidelity Fund Certificate, or in the BlackBarn Properties programme.
How it works on IQprop
- 1The agent gets verified by IQprop.
- 2The agent lists the deal with its figures and photos; IQprop’s own analysis appears beside them.
- 3Investors make offers, each open for 48 hours.
- 4The investor pays through IQprop and takes over the agent’s option; the seller then sells directly to the investor.
Compare every feature
Swipe the table sideways to see all three plans.
| Feature | FreeR0 | InvestorR99/mo | PortfolioR249/mo |
|---|---|---|---|
| Deal analysisT-rating, monthly cashflow for five years, and the real cash you need at signing. Free: 3 properties a month (1 without an account). | ✓ | ✓ | ✓ |
| The verdict in plain wordsWhat you top up each month, for how long, and what would make the deal work. | ✓ | ✓ | ✓ |
| What can I afford?Start from the cash you have and your income — see the price you can buy at. | ✓ | ✓ | ✓ |
| Pay off your bond fasterHow much sooner your bond is paid off, and the interest you save, by paying a little extra. | ✓ | ✓ | ✓ |
| Bond assessment through GoFundComing soonAsk GoFund, a bond originator, to assess your bond with the banks from inside IQprop — no fee to you. A request, not an approval: only a lender approves. | ✓ | ✓ | ✓ |
| Unlimited deal analysesAnalyse every property you look at, as often as you like — no monthly limit. | — | ✓ | ✓ |
| Offer calculator for Property24 & Private Property listingsThe most you can pay for T0 to T4, and your walk-away price, for a listing you found. | — | ✓ | ✓ |
| Offer sheet for the agentA one-page PDF with your price, deposit, bond and conditions, ready to send. | — | ✓ | ✓ |
| Rent check against similar homesEnter the rents of comparable homes and see whether your rent assumption holds. | — | ✓ | ✓ |
| Three-lever sandboxMove the offer, deposit and rate, and watch the answer change as you go. | — | ✓ | ✓ |
| Saved analysesKeep every deal exactly as it was calculated, at the rate on the day. | — | ✓ | ✓ |
| PDF reportsDownload any saved analysis to share with your bond originator or partner. | — | ✓ | ✓ |
| Share a deal by linkSend the numbers to a partner or bond originator — they open the same analysis, no account needed. | — | ✓ | ✓ |
| Cashflow after taxWhat the deal costs or pays you each month once tax on the rental is counted, for the entity that owns it. | — | ✓ | ✓ |
| Total returnWhat you would own after five years — growth and bond paid down — against the cash you put in. | — | ✓ | ✓ |
| Entity tax comparisonPersonal name, company or trust — what each costs you in tax. | — | ✓ | ✓ |
| Portfolio dashboardEvery property you own in one place, repriced at today’s prime. | — | — | ✓ |
| Ownership structureWho owns what — you, your companies and trusts — and the sureties between them. | — | — | ✓ |
| Borrowing headroom per entityWhat each entity could still apply for, and which one to buy the next property in. | — | — | ✓ |
| Buy deals and options listed by buying agentsComing soonCashflow-positive deals that buying agents have secured, with IQprop’s own analysis beside their figures. Make an offer, or buy at the asking price. | — | ✓ | ✓ |
| Quotes from verified vendorsAsk verified insurers, rental agents, accountants and others to quote on a property — the details are filled in from your analysis. Compare quotes side by side. | — | ✓ | ✓ |
| Bond document vaultComing soonUpload your bond documents once, get told when they go out of date, and share them with GoFund in one tick — for a faster bond approval. | — | ✓ | ✓ |
All figures are guidelines, not financial, legal or tax advice. “Coming soon” features are not yet available on any plan.